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7 08, 2019
  • What is Loan-to-Value Ratio in a Hard Money Loan - Paces Funding

What is Loan-to-Value Ratio in a Hard Money Loan?

By |2019-07-07T12:15:51-04:00August 7th, 2019|Categories: Loan|Tags: , , |0 Comments

Many lenders require that certain loans be secured with collateral. The actual value of the collateral (usually a property) is used in combination with a variety of factors, such as creditworthiness, to determine how much money a creditor feels comfortable lending you. You’ve probably encountered the term “loan-to-value ratio”, and may be wondering what that means. Related: Investors are buying huge parts of the housing market. Here's what you need to know. What is Loan-to-Value Ratio in a Hard Money Loan? The loan-to-value ratio (LTV) is a method of determining what percentage of a property’s value can be issued as

7 08, 2017
  • what is loan to value ratio - get a hard money loan in atlanta ga

What Does Loan-to-Value Ratio Mean on a Hard Money Loan?

By |2017-08-07T10:00:01-04:00August 7th, 2017|Categories: Hard Money|Tags: , |0 Comments

  If you're like most people who are buying a home as an investment property, you don't want to be tied up in a conventional mortgage loan. Typically, hard money loans are the ideal solution for borrowers who want to fix-and-flip properties. What is Loan-to-Value Ratio? The amount of money your hard money lender is able to let you borrow is determined by a mathematical formula. It involves the loan amount divided by the value of the property, which is called the loan-to-value ratio. Some hard money lenders are willing to lend between 65 and 75 percent of a property's