Direct Hard Money Lender

Hard Money Loans – Hard Money Lenders

Paces Funding is a hard money lender offering investor loans to purchase and renovate non-owner-occupied residential and commercial properties throughout the Southeast.

What is a direct hard money loan?

Direct hard money loans are where we lend our own money and that quickly provide capital to purchase and renovate properties. They involve collateralizing the amount of the loan with real estate that is owned by the borrower. The borrower’s credit history is a consideration but more important is the value of the property.

What is a hard money lender?

Many of the sites on the Internet that claim to offer hard money loans do nothing of the sort. They merely collect your contact information and pass it along to others. These are called brokers. Paces Funding offers real DIRECT HARD MONEY LOANS. We use our own money. We are experienced financial professionals, not a referral service.

We provide fast turn-around time

Since we offer hard money directly, our loan turnaround time is typically much faster than you might expect. On average, the time necessary to close and complete hard money loans is two weeks. However, it is possible for a loan to be funded in as little as three days if the situation calls for it.

We lend up to 70% ARV (after repaired value)

As specialists in private lending, we offer our clients the best possible loan terms in order to help them achieve their real estate goals. Our highly trained team has worked with real estate investors to close thousands of successful hard money loans and has the expertise to do the same for you as well.

If you have a loan request that you believe fits our Loan Criteria and is within our Residential Guidelines or Commercial Guidelines please start your application now! We typically answer requests within 24 hours.