A bridge loan may be what you need until you secure permanent financing – but what is it, and how could it help you? What is a Bridge Loan? A bridge loan is a short-term loan that you can use to bridge the gap between securing permanent financing or to remove an existing loan obligation that you already have. This type of loan provides immediate cash flow. How Long Does a Bridge Loan Last? A bridge loan is typically very short-term. (Sometimes they last about 12 months.) How Do You “Secure” a Bridge Loan? Typically, bridge loans are secure debts