Stocks or Real Estate Whats Best for You

Stocks or Real Estate: What’s Best for You?

Published On: August 30th, 2016Last Updated: August 30th, 2016Categories: Business, Investment, REIs

Stocks are volatile and so is real estate, but which is more stable?

When considering where to invest your money, it is important to know that the returns on each are far different.

If you are looking for heart attack-inducing rises and falls on your investment, then stocks may be the way to go.

If you are looking for a steadier return on your investment, without an immediate capital gains penalty, real estate may be worth looking into.

The major advantage of stocks is that there is little work involved. Investing in stocks leaves you at someone else’s mercy, and the ups and downs can be good (or leave you with no money) in just a matter of days. If the market is good, you can sit back, relax and watch your money grow—at least until the next day—when the cycle starts all over.

Investing in real estate has its ups and downs, however; the ride is more gradual. There are many advantages to investing in real estate over investing in stocks such as making a steady income from rentals, being able to deduct interest and depreciation on your taxes, flipping homes, taking advantage of inflation and being able to sell the property later on. If you take advantage of the 1031 Exchange and quickly invest in another property, there will be no immediate capital gains tax. While stocks and real estate investments are both subject to capital gains, there is no chance of deferring the hit you will take when you make money on a stock.

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If you’re looking for a hard money loan in Atlanta, we may be able to help you.

Call us at 404-814-1644 or contact us online to find out whether you might qualify for this type of funding. In the meantime, check to ensure that you meet our loan criteria. Our loan amounts can be up to 65 percent of the after-repaired value of the collateral—and if you use the loan for renovation or construction, the loan amount can be based on the collateral’s improved value.

Read our frequently asked questions and take a few minutes to learn about the hard money loan process.